VetPay - Retire & VA Pay

VetPay brings military retirement and VA disability calculations into one place, so you can see your full picture of income instead of juggling separate tools.

VetPay is free to download and use in full for 3 days. After that, a one-time $2.99 purchase unlocks lifetime access — no subscription, no recurring charges, no ads.

FEATURES
• Military retirement pay estimates for High-3, BRS, Reserve/Guard, and Chapter 61 medical retirement
• VA disability compensation using VA’s actual combined-ratings math (not simple addition)
• Special Monthly Compensation (SMC) support, including standalone SMC levels
• Dependent additions calculated automatically from your family info
• Survivor Benefit Plan (SBP) and estimated federal/state tax deductions
• Combined pay projections with historical COLA modeling, year by year
• Light, dark, and system appearance modes
HOW IT WORKS
Enter your paygrade, service dates, and retirement system to estimate your monthly retired pay. Add your VA disability ratings and VetPay combines them the way the VA actually does — rounding after each step, not just once at the end. See both figures together on one Summary screen, along with a projection that accounts for COLA increases and dependents aging in or out over time.

ESTIMATES ONLY
VetPay is not affiliated with, endorsed by, or sponsored by the Department of Defense, the Department of Veterans Affairs, or any branch of the U.S. military. All figures are estimates based on published 2026 rate tables and simplified assumptions — not an official pay or benefits determination. Concurrent receipt (CRDP/CRSC) offsets are not modeled. For an authoritative determination, contact DFAS, the VA, or your branch’s administrative office.

PRIVACY
Everything you enter stays on your device. VetPay doesn’t require an account and doesn’t send your information anywhere.