Worth: Private Net worth

Worth is a net worth tracker that treats your money as nobody's business but yours.

No sign-up. No bank linking. No servers. No analytics. The app makes zero network calls — your accounts, balances, and history live in a private database on your device, synced only through your own iCloud. That's the whole story.

WHAT IT DOES

• One calm number: your net worth, with a monthly delta and 12-month trend — no daily flicker, no red-green anxiety
• A five-minute monthly ritual: walk through your accounts, type the new values, see what changed
• Built for Indian portfolios: FDs, EPF, PPF, NPS, SGB, gold in grams, real estate — alongside global stocks, crypto, and any currency
• Fixed deposits track themselves: enter principal, rate, and dates once — Worth computes today's value, maturity value, and handles auto-renewal
• Scan instead of typing: photograph a bank FD page, holdings screenshot, or PDF statement — on-device OCR pre-fills your deposits and mutual funds for review. The image is read entirely on your iPhone and never uploaded
• Insights that tell the truth: FD maturities, milestones, biggest movers, debt ratio, and stale accounts — every account measured from when you added it, so a new account never passes for growth
• Runway for when savings are funding life: your monthly drawdown, how long spendable money lasts, and your emergency reserve kept separate
• Spend-first order: which account to draw from first (lowest return), with emergency cash and EPF/PPF never suggested
• Charts and projections: allocation, trends, per-asset-type history, and "at this pace you reach ₹X by year Y"
• Home Screen, Lock Screen and Control Center widgets; Siri & Spotlight for "what's my net worth?"
• CSV export and import — your data is portable, always
• Face ID lock, Indian numbering (₹12,34,567), dark mode designed first-class

WHAT IT COSTS

Free: up to 3 accounts, full monthly check-in, dashboard, 1-year chart, CSV export.
One purchase unlocks everything, forever: unlimited accounts, all chart ranges, insights, runway and projections, goals, widgets, themes, CSV import. No subscription. Ever.

Face ID lock and CSV export stay free for everyone — a privacy app that holds your own data hostage would be no privacy app at all.

WHAT IT NEVER DOES

• No price fetching — you own every number in the app
• No bank linking, no SMS reading, no email scraping
• No accounts, no cloud (except your own private iCloud), no ads, no analytics
• Deleting is never instant: accounts wait in Recently Deleted for 30 days

The App Store privacy label says "Data Not Collected" because there is nothing to collect.