Banking and savings products that are designed for couples, no matter where you are in your relationship. The Split Account: Individual accounts & balances, but automatically split transactions. FDIC-insured for up to $250k. The Joint Account: One shared account and balance between you and your partner. FDIC-insured for up to $500k. The Personal Account: Your own individual checking account & savings pods. FDIC-insured for up to $250k. Savings Pods: The shared savings experience you've been dreaming of. Earn up to 5.15% APY*. Send & Receive Money: Send, receive, and request money from your partner in a few taps, for free. Pay Anyone: Send money to any bank account in the United States. Physical & Virtual Debit Cards: Get a physical and virtual Ivella Visa Debit Card that you can use instantly. Access 55,000+ ATMs: Get fee-free access to over 55,000 Allpoint ATMs across the world. No Fees: Ivella has no monthly maintenance fees, overdraft fees, or minimum account balances. Safe & Secure: All of your information is protected using AES-256 and TLS encryption. Instant Support Access: Get instant support access via email or text right within the Ivella app. Our member support team is around 18 hours a day from 6 AM to 12 AM PST. Ivella is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Ivella Visa Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. *Annual Percentage Yield (APY) of 5.15% is effective as of 8/8/2023. This is a variable rate and may change after the account is opened. Fees may reduce earnings on the account. For member support, please email support@ivella.com or text (424) 381-0725. Learn more at www.ivella.com