Cubudget

**Master Your Money with AI-Powered Insights**
Cubudget is the most powerful yet private expense tracker and budget manager for iPhone and iPad. Track every expense, manage budgets, monitor subscriptions, and get personalized AI financial advice — all without an internet connection.
**COMPREHENSIVE EXPENSE TRACKING**
Track unlimited expenses and income with ease:
- Smart categorization with 30+ built-in categories
- Custom categories with icons and colors
- Multi-currency support (150+ currencies worldwide)
- Fast search and advanced filtering options
- Transaction descriptions and owner tags
- Photo-free design for ultimate speed
**INTELLIGENT BUDGET MANAGEMENT**
Set and track budgets with precision:
- Monthly, weekly, or custom period budgets
- Category-specific spending limits
- Real-time progress tracking with visual indicators
- Smart notifications when approaching limits
- Historical budget performance analysis
- Spending trend visualization with charts
**SUBSCRIPTION MANAGER**
Never miss a payment again:
- Track all recurring expenses in one place
- Customizable payment reminders (1-7 days in advance)
- Auto-add subscription payments to expenses
- Manage streaming services, memberships, utilities
- Lifetime cost calculations per subscription
- Easy cancellation tracking
**ON-DEVICE AI FINANCIAL ASSISTANT**
Get personalized advice without compromising privacy:
- Chat naturally about your finances
- Ask questions in plain language
- Receive smart spending insights and recommendations
- Analyze spending patterns and trends
- Get budget optimization suggestions
- Choose from multiple AI models (Gemma 3, Phi-4, Qwen, DeepSeek)
- 100% private — runs locally on your device, no cloud required
**POWERFUL ANALYTICS & REPORTS**
Understand your financial health:
- Monthly and custom period summaries
- Category breakdown with interactive pie charts
- Income vs. expense comparisons
- Visual spending trends and patterns
- Export detailed PDF reports for records
- Export to Excel for advanced analysis
- Compare spending across different time periods
**SECURE ENCRYPTED BACKUPS**
Your data, safely backed up:
- Encrypted Google Drive backups
- Email-based encryption keys for maximum security
- Automatic scheduled backups
- Manual backup anytime
- Easy restore on new devices
- Import/export CSV and Excel files
**BEAUTIFUL DESIGN**
Crafted for the best iOS experience:
- Native iOS design language
- Dark mode
- Smooth animations and transitions
- Intuitive gestures and navigation
- Optimized for all iPhone and iPad sizes
- Accessible color schemes
**MULTILINGUAL SUPPORT**
Use Cubudget in your preferred language:
- English, Spanish, Chinese (Simplified)
- Hindi, Arabic, Portuguese, Bengali
- Russian, French, German, and more
- Automatic currency formatting by locale
**PRIVACY FIRST**
Your financial data stays yours:
- Works 100% offline — no internet required
- All data stored locally on your device
- PIN and Face ID/Touch ID protection
- Encrypted cloud backups with your own key
- No ads, no trackers, no analytics
- No account required — start tracking instantly
**PREMIUM FEATURES**
Unlock the full potential:
- Unlimited AI assistant conversations
- Advanced 4GB+ AI models
- Ad-free export experience
- Priority customer support
- All future premium features included
- One-time purchase, lifetime access
**Perfect for:**
- Individuals managing personal finances
- Couples tracking shared expenses
- Students on a budget
- Freelancers and gig workers
- Anyone wanting better financial awareness
**What Users Love:**
"Finally, an expense tracker that respects my privacy!"
"The AI assistant is like having a personal financial advisor."
"Beautifully designed and incredibly fast."
"Works perfectly offline - great for travel!"
**Download Cubudget and start your journey to financial freedom today!**