NuurMobile

Own the phone you need today, and pay for it a little at a time, the halal way.

Nuur Mobile lets you finance smartphones, tablets and laptops through Sharia-compliant Murabaha. No bank account, no salary slip and no interest. Choose a device, pick a plan that fits your income, and pay your instalments with ZAAD mobile money straight from your phone.

HOW IT WORKS
1. Sign in with your phone number. No password to remember.
2. Browse the catalogue and see what you can finance with your credit.
3. Pick a daily, weekly or monthly plan and see the full cost before you apply.
4. Pay your down payment with mobile money and choose the branch where you'll collect your device.
5. Take your device home and pay as you go. It's fully yours once the last instalment is paid.

HONEST, SHARIA-COMPLIANT FINANCING
• 0% interest. We buy the device and sell it to you for one fixed price agreed up front.
• The markup is shown to you as a clear amount. It never grows and there are no compound fees.
• No penalty interest, ever.
• Settle early at any time with no penalty.
• Read your Murabaha Financing Agreement in plain language, with the full PDF always on hand.
• If you're finding it hard to pay, talk to us about rescheduling in line with Sharia.

A CATALOGUE BUILT AROUND YOU
• Phones, tablets and laptops, with new devices added regularly.
• "Within my credit" shows only the devices you can finance right now.
• A financing calculator shows the down payment, the markup, each instalment and the total cost.
• Save your favourite devices to a wishlist for later.

PAY IN SECONDS
• Pay an instalment in a few taps, then approve the prompt on your phone.
• See what's due, when it's due and how much is left, all on your home screen.
• Follow every payment in a clear schedule, with a receipt for each one.
• Clear your whole balance in one payment whenever you're ready.

NO SURPRISES
Financed devices are protected by a payment lock, and we keep you informed long before it's ever used. You'll get a reminder the day a payment is missed and more while it's still unpaid, and the app always shows exactly what to pay to stay unlocked. If a device is ever restricted, it unlocks again automatically as soon as your account is up to date.

GROW YOUR CREDIT
Your credit limit is based on your mobile line and mobile money activity, not bank records. Check your credit score and limit in the app. Pay on time and stay active to unlock bigger plans and more devices.

FOR SHOPKEEPERS
Sell on credit? Merchant accounts can record sales, see who owes what and follow repayments in one place.

HELP WHEN YOU NEED IT
Open a support ticket, follow the replies and get answers without going to a branch. You choose which notifications you receive.

MADE FOR YOU
• Available in English and Somali.
• Light and dark themes.
• Amounts shown in your preferred currency.
• Your account is protected by encrypted sign-in, and screenshots are blocked on sensitive screens such as receipts and agreements.

Financing is subject to eligibility and credit assessment. Plans, prices and devices vary by availability and branch.

Nuur Mobile: your device, your terms.