Kachingz: Cute Budget Planner

Kachingz is a budget tracker and expense tracker with a cute cat to keep you company. Log what you spend, see what's left after bills and savings, and get gentle reminders about what needs attention, all without connecting your bank.

A CAT WHO KEEPS COUNT WITH YOU
With Kachingz Pro, your cat lives in a cosy room on Home. Tap it to chat: it tells you what's left to spend, which bills are due soon, when payday is, how your budgets and goals are doing, and what your weekly insight found. Choose an orange tabby or a tuxedo, earn paws for good money habits and spend them on furniture for the room. Turn on weather and the window shows the weather outside, with a fan on hot days and a heater on cold ones.

SEE WHERE YOUR MONEY GOES
Record purchases in seconds, organise spending by category and explore daily, weekly and monthly views. Track income and see your available-to-spend figure alongside bills and savings plans. Enter records manually or use optional Apple Wallet automation through iOS Shortcuts. No bank login is required.

PLAN YOUR BUDGETS
Set category budgets, see what remains and find purchases that have not been assigned to a budget. Keep savings goals and monthly plans in view.

KEEP BILLS AND CARDS TOGETHER
Review bills and subscriptions, see upcoming payments and track credit, debit and buy-now-pay-later accounts. Card repayments are shown separately from spending. Figures reflect the records you add; Kachingz does not connect to your bank balance or move money.

TRAVEL WITHOUT THE MATHS
Spending abroad? Purchases in ringgit, yen, baht or any other currency are converted to SGD at the day's exchange rate, with the original amount shown beneath. Change it to what your bank actually charged and Kachingz keeps both.

GET PERSPECTIVE WITH AI
Explore weekly reviews, budget suggestions, what-if scenarios and month-end projections based on your recorded figures. Reports show the period reviewed and when they were generated. Free users receive 10 lifetime AI credits. A successfully verified report uses one credit; failed reports and opening saved reports do not use credits.

KACHINGZ PRO
Kachingz Pro includes the companion cat and its room, and unlimited AI reports. Optional monthly and yearly auto-renewable subscriptions are available. Current localized prices and subscription periods are shown in the app before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings.

AI features send relevant financial summaries to our service to generate reports. Weather uses your approximate location only when you turn it on. Suggestions are informational and do not replace professional financial advice.

Privacy Policy: https://kachingz.com/privacy/
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/