Debt Payoff Planner : Tracker

Debt Payoff Planner is a debt tracker that works both ways — track money you owe and money owed to you.
Most debt apps only track what you owe. Debt Payoff Planner tracks both sides: your loans, credit cards, and mortgages alongside money friends or family owe you.
WHAT YOU CAN DO
- Add debts with amount, interest rate, monthly payment, and due date
- Categorize debts (Auto Loan, Credit Card, Student Loan, Mortgage, or create your own)
- Log payments and see your progress update automatically
- View principal vs interest breakdown for each payment
- Get reminders before payment due dates
- See which debts are overdue
PAYOFF STRATEGIES
- Snowball — smallest balance first for quick wins
- Avalanche — highest interest first to save money
- Cash Flow — free up monthly cash fastest
- Hybrid — one quick win, then highest interest
See exactly when you'll be debt-free with each strategy and how much interest you'll pay.
STATISTICS
- Total debt overview (incoming vs outgoing)
- Debt-free date countdown
- Payment breakdown charts
- Monthly payment trends
- Average monthly payment tracking
ACHIEVEMENTS
Earn milestones as you pay off debt:
- Progress badges at 25%, 50%, 75%, and 100%
- Streak tracking for on-time payments
- Celebration screens when you hit goals
PREMIUM FEATURES
- Unlimited debts (free version: 3 debts)
- All 4 payoff strategies (free: Snowball only)
- Advanced statistics & charts
- Debt-free date forecast
- Payment streak tracking
- Global achievement badges
- PDF report export
OTHER FEATURES
- Loan calculator to estimate new loans
- Payment reminders & overdue alerts
- Works offline
- No account required
- Data stays on your device
Debt Payoff Planner doesn't connect to your bank or access financial accounts. You enter your debts manually and track payments yourself. Simple, private, and focused on one thing: helping you become debt-free.
Subscription Plans:
Monthly Plan: Try it FREE for 3 days, then continue for $2.99/month.
Yearly Plan: Get a full year of Premium for $19.99.
Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.
Terms and Policies:
Privacy Policy: https://linasdev.io/privacy
Terms of Use: https://linasdev.io/terms