Spensyble

How much can you actually spend right now, without running short before payday?

Spensyble answers that one question. Import a bank statement you already have, confirm your bills and paychecks, and see your true safe-to-spend balance, not just the number your bank shows.

HOW IT WORKS

• Import a statement export from your bank as CSV, XLSX, or PDF. No bank login. No account linking.
• Spensyble reads your transaction history and finds your recurring bills and paychecks on its own, with a confidence match shown for each one. Keep the ones that are right, dismiss the rest.
• Enter your current balance and your next payday.
• See your cash trajectory: what's already spoken for by upcoming bills, and what's genuinely free to spend until you're paid again.
• See every day until payday: a calendar shows your balance at the end of each day. Tap a day to try a spend and see how it changes the rest of the cycle. Nothing is saved.
• Add one-time expenses, like a dentist visit, alongside your recurring bills.

Not sure yet? Tap "See it with sample data" and walk through the whole flow before you upload anything of your own.

PRIVATE BY DESIGN

Your statements are processed on your device. There is no Spensyble server, and your transactions, balances, and bills are never sent anywhere or synced. The only network requests the app makes are to handle your subscription, through Apple and our subscription provider, RevenueCat. Your statements stay on your phone, full stop.

WHAT SPENSYBLE IS (AND ISN'T)

It's a calculator, not a coach. There are no categories to maintain, no savings goals, no advice. It doesn't connect to your bank, and it doesn't offer financial, investment, or tax guidance. It tells you, clearly, whether you can afford it before Friday.

FREE TO TRY

Statement import and bill and paycheck detection are free. A 7-day free trial unlocks the rest:

• Balance projection through payday
• Cash trajectory and the bills due before payday
• Day-by-day calendar with what…