Spend — Simple Expense Log

Know what is left. Spend combines quick expense logging with zero-based budgeting for iPhone and iPad.

Enter the item and amount, choose a category, and you are done. Spend turns those quick entries into a clear monthly total, spending chart, and recent activity feed.

Use the included Log Expense action in Apple Shortcuts after a Wallet Transaction. The automation can prefill the amount; Spend asks what you bought and shows your editable category list, then presents every detail for confirmation before saving. Or create a Quick Expense shortcut for guided entry at any time.

Features:

- Fast native expense capture
- Zero-based budgeting that gives every available dollar a category
- Scheduled paychecks or a manual checking-account starting balance
- Move Money transfers between categories for the current month
- Category balances that decrease as expenses are logged
- Guided first-launch onboarding with private iCloud backup
- Apple Shortcuts Log Expense action with confirmation
- Apple Pay Transaction automation setup guide
- Quick Expense shortcut for Control Center, Back Tap, Home Screen, or Action button
- Editable spending categories shared with Shortcuts
- Optional on-device category suggestions from matching past items
- Sunday or Monday week start
- Period, category, payment method, and item filters
- Filtered totals and charts
- Category insights and search
- CSV export
- Offline storage with private iCloud backup and restore
- No separate Spend sign-in, ads, analytics, or tracking
- Category budgets that subtract each expense from money left
- Category targets and money remaining
- Multiple local spending accounts such as Personal, Joint, and Business
- Home Screen and Lock Screen widgets
- 12-month spending trends
- Editable save-and-invest scenarios with contributions and hypothetical growth shown separately

Spend does not connect to your bank or read your card number or Wallet history. Apple Pay prefill works only through a personal automation you …