Klivvr

From a credit limit with flexible installments, to everyday spending, family budgets and rewards. Klivvr gives you one place to manage it all.

— Buy now, pay later with Klivvr credit

• Apply for a credit limit and get your approval instantly.

• Claim offers and pay over flexible installment plans.

• Transparent terms, clear schedules, no hidden charges; just fair, flexible credit when you need it.

— Keep the whole household covered with our Family Plan

• Get up to 4 extra cards.

• Transfer instantly between your cards, whenever you need to, with zero fees.

• Link your extra cards to your family members and manage it all from one app.

• Assign permission types for each family member and decide who can access or just view, while staying in charge of every card. More freedom for them, more control for you.

— Spend, save, and stay in control

• Shop online, tap in-store, or withdraw cash anytime, anywhere.

• Add money using InstaPay, Fawry, or an external bank card, top up anytime, anywhere.

• Send and request money from any Klivvr user in seconds.

• Track every transaction in real time, so you always know where your money goes.

— Earn K Points every time you pay

• Earn points automatically on every purchase, big or small.

• Redeem your K Points for cash to use for your next purchase.

— Join our Challenges

• Take on fun spending challenges every month.

• Hit your goals and collect bonus K Points to redeem for cash.

• Gamify your everyday spend, save more, earn more, enjoy more.

— Spend smarter, stress less

• Set up budgets and track them in real time.

• Get nudged when you’re nearing your limit.

— More benefits, more savings

• Enjoy hand-picked debit offers, discounts, and rewards.

• Get notified about new deals that help you save every time you pay.

• Monthly installment offers to make the most of your money.

Stay in control, stay protected. Your money is always secure with us — with smart security, instant card lock, and real human support whenever you need it. We’ve got your back.