Debt Payoff Tracker & Planner

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.
WHY CHOOSE US?
We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.
SMART PAYOFF STRATEGIES
• Debt Snowball — Pay smallest balances first for quick wins
• Debt Avalanche — Tackle highest interest rates first to save money
• Credit Score Focus — Prioritize high-utilization cards to boost credit
• Custom Order — Arrange debts your way
KEY FEATURES
SEE YOUR DEBT-FREE DATE
Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.
WHAT-IF CALCULATOR
See how extra payments speed up your journey:
• Months saved
• Interest avoided
• Side-by-side comparison
TRACK ALL YOUR DEBTS
Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.
PAYMENT HISTORY
• Record payments with date and amount
• See principal vs. interest breakdown
• Add notes for extra payments
BEAUTIFUL VISUALIZATIONS
• Animated progress ring
• Balance distribution chart
• Monthly payment timeline
PAYMENT SCHEDULE
Month-by-month breakdown showing exactly when each debt will be paid off.
STRATEGY COMPARISON
Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.
PAYMENT REMINDERS
Customizable notifications so you never miss a payment.
SECURITY & PRIVACY
• App Lock with Face ID, Touch ID, or Passcode
• All data stored on your device
• No account required
WORKS ON iPHONE & iPAD
Beautiful responsive design with dark mode support.
CREDIT UTILIZATION TRACKING
Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.
PREMIUM
Upgrade to track unlimited debts. Free version allows 1 debt.
Start your journey to financial freedom today!

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