Akcha Flow is a private money organizer for your iPhone. Bring in your own bank statements, see where your money goes, plan budgets and keep your records in order, without creating an account and without sending your data anywhere.
PRIVATE BY DESIGN
• No account, no sign-up, no cloud sync.
• No ads, no analytics, no tracking.
• Your transactions, notes and receipts stay on your device.
• Erase everything at any time from Settings.
IMPORT YOUR STATEMENTS
• Open PDF, CSV and OFX/QFX statement files that you choose yourself.
• Preview what was found before anything is saved.
• Akcha Flow never asks for your online-banking login and does not connect to your bank.
TRACK EVERY DAY
• Quick entry for expenses, income and transfers.
• Categories with icons, notes, tags and receipt photos.
• Search and filter your transactions.
BUDGETS AND REPORTS
• Monthly budgets for your categories.
• Spending reports and clear summaries.
• Recurring payments are recognized for you.
READY FOR TAX TIME (US)
• Mark transactions as business or personal, keep mileage trips and export your records to prepare your taxes. Akcha Flow is a record-keeping helper: it is not tax advice and it does not file taxes.
FREE TO START, ONE PURCHASE
• Free: manual entry, reports, budgets, backup, previews of imports and up to two accounts.
• Akcha Flow Pro is a one-time purchase, not a subscription: save imported statements and add as many accounts as you need. Family Sharing is supported.
Akcha Flow is a personal finance organizer. It is not a bank, does not hold or move money, and does not provide financial, investment or tax advice. Available in English and Russian.