Golak

Every culture has a name for it.
Committee. Susu. Tanda. Hagbad. Chit fund. Stokvel. Equb. Hui. Paluwagan. Gam'eya. Partner hand. Arisan. Tontine. Chama.
The names are different. The idea is the same — a group of people who trust each other, pool their money, and take turns. Communities have been doing this for centuries.
Golak helps you organize it properly.

FOR FACILITATORS
Create a circle and invite members in minutes
Track who has paid and who hasn't — in real time
Set payout order manually or randomize slots
Mark payments with one tap
Process payouts when the circle is ready
Optional opt-in for group identity verification and digital contracts
Send automatic reminders to members
Keep a full record of every payment and payout
Manage multiple circles in one place
FOR MEMBERS
See your upcoming payment date and amount
Know exactly when your payout is coming
View your full contribution history
Sign contracts and complete verification from your phone
Get notified when it's time to pay

IMPORTANT
Golak is a coordination and record-keeping tool — not a bank or payment processor. The app does not collect, hold, move, or process money in any way. All financial arrangements remain fully between group members.