Enveloop

Enveloop is envelope budgeting made simple. Set aside money for every bill and expense before it's due, so you always know you're covered. No subscriptions, no accounts to create, no data collection — just a straightforward budgeting tool that respects your privacy.
Create an envelope for every recurring expense — rent, groceries, electric, insurance, whatever your life requires. Assign a budget to each one. Enveloop shows you at a glance what's set aside and what's still available to spend. When payday hits, your envelopes refill automatically. Bills come due? You already know the money is there.
Transfers don't always clear instantly. Enveloop lets you log pending transfers so your balances reflect money that's already spoken for — even if it hasn't left your account yet. No more mental math, no more accidentally spending money that's in transit. You see exactly what's actually available right now.
Share any budget account with your spouse, partner, or family members. They'll see the same envelopes and balances you do — updated in real time. Share your household budget with your spouse and your vacation fund with a friend. You choose who sees what, and you control the access. Sharing works entirely through iCloud. No sign-ups, no servers, no middleman.
Plan your budget on your iPad at the kitchen table, then check what's available on your iPhone at the store. Enveloop syncs through your personal iCloud account — your data goes directly between your devices and never passes through our servers.
Group envelopes into folders like "Monthly Bills" or "Savings Goals" and collapse them to keep your view clean. Sort envelopes by name, budget, remaining balance, or drag and drop them into any order you want.
See a log of every balance change across your accounts and envelopes over the last three months. For shared accounts, see which family member made each change.
Enveloop stores your data on your device and in your personal iCloud account. Sharing works directly between iCloud accounts — we're never in the middle. There are no user accounts to create, no email addresses to hand over, no analytics watching how you budget. Your financial data is yours alone.
Pay once, use forever. No in-app purchases, monthly fees, no annual renewals, no feature paywalls. Every feature in Enveloop is available from day one.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/