My Money helps you manage personal finances without an account or cloud. Record income and expenses, move money between accounts, set budgets and targets, and review clear reports — all stored locally on your device. Key features: • Multiple account types: cash, bank, credit card, payable, receivable • Income and expense categories with notes and optional photos • Transfers between accounts (with optional fees) • Budgets and income targets, with tracking reports • Daily / monthly summaries and charts • CSV / PDF export and share (Premium) • Backup and restore your local database • Languages: English, Thai, Chinese, Japanese, Korean, German, Hindi • Light / dark / system theme • Free version with ads; one-time purchase to remove ads and unlock unlimited accounts, categories, and high-resolution photos All your data stays on your device. No sign-up required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/