Spend Pulse: Shared Budgeting

Stop Sharing Your Bank Passwords.
Most finance apps want your bank logins. We don't.
Spend Pulse is the privacy-first finance tracker designed for couples, housemates, and individuals who want total control over their data without invasive third-party connections.
WHY MANUAL TRACKING WINS:
Automation makes you lazy. Spend Pulse makes you aware. By logging expenses via our ultra-fast shortcuts or scanning receipts, you build a "mindful spending" muscle that automated apps can't teach you.
KEY FEATURES:
ZERO LINKING REQUIRED
Your security is guaranteed because we simply don't have access to your bank. No "re-authenticating" every week. No privacy concerns. Your data stays yours.
PERFECT FOR COUPLES
Track shared bills without merging bank accounts.
- Split the Bill: See exactly who paid for what.
- Shared Ledger: Instant sync across two iPhones.
- Family Groups: Manage household finances while keeping personal spending private.
PAYCHECK-TO-PAYCHECK BUDGETING
Don't get paid on the 1st? No problem. Set your "Financial Cycle" to reset on your actual payday (e.g., the 25th) so your budget matches your life.
AI FINANCIAL ANALYST
Our on-board AI doesn't just show charts; it gives insights. (Don't like AI? You can disable it completely in Settings).
"You've spent 20% less on Dining Out this month compared to your 6-month average."
MORE PRO FEATURES:
- Receipt Scanning Included: Clean up your wallet. Scan receipts with OCR and search them later (Store up to 3,000 images).
- High Capacity: Manage up to 3,000 transactions with instant search and analytics.
- Pulse Mode: Visualize your budget health with our signature living heartbeat animation.
- Travel Ready: Built-in multi-currency support. Spend in Euros, track in Dollars.
- Debt Payoff: Track credit card limits and payoffs with accounting precision (treating payments as transfers, not expenses).
- Native iOS Design: Dark mode, haptics, and fluid animations that feel right at home on your iPhone.
PRIVACY PROMISE:
We sell no data. We access no banks. We are funded by users like you, not by advertisers.
Take back control of your financial life.
Download today and start your 1-Month Free Trial.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://spendpulse.app/privacy.html