Expensa - AI Expenses Manager

Track money without handing over your bank password.

Expensa is a private budget and expense tracker built for iPhone.
Set up one Shortcut and every card tap lands in your budget automatically.
AI builds your first budget in seconds. Works in 150+ currencies.
Syncs via iCloud — and only iCloud.

No bank linking. No data brokers. Your money stays on your devices.

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WALLET + SHORTCUTS — AUTOMATIC TRACKING
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Set up one Shortcut; every card tap in Wallet logs a transaction
Works with Apple Card and any card you've added to Wallet
Auto-categorized from your history, with AI
Alerts if a purchase pushes you over a category limit
No polling a bank, no waiting for statements

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BUDGETS THAT ACTUALLY WORK
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Always know what's left — live progress bar on your dashboard
A limit for every category (groceries, dining, transport…)
Alerts before you overspend, not after
Monthly, weekly, or custom cycles — auto-rollover each cycle
Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits

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SEPARATE WALLETS FOR SEPARATE LIVES
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Keep personal, household, business, and trip budgets fully isolated.
Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create.

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BUILT FOR TRAVELERS & EXPATS
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150+ currencies with live exchange rates
Original amount + converted amount both stored
Per-transaction historical rates — accurate reporting forever

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PRIVATE BY DEFAULT
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No bank login, no Plaid, no third-party aggregators
iCloud sync on your Apple ID — that's it
Offline-first: log now, sync later
Works on iPhone

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EVERYTHING ELSE
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Recurring transactions (rent, subscriptions, salary)
Tags, categories, folders, custom merchant rules
CSV, PDF, TXT import/export — move in from any app, out anytime
Net worth across accounts and currencies
Dashboard, calendar heatmap, category/tag analytics
Optional receipt scanning for the rare paper moment
Dark mode, Dynamic Type, VoiceOver, localized (EN, UK)

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FREE, OR GO PREMIUM
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Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans
Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization,
category budgets, analytics, shared spaces, multi-currency entry.

Your money. Your rules. Your devices.
Terms of Use: https://expensa.andrewsereda.com/terms.html
Privacy Policy: https://expensa.andrewsereda.com/privacy.html