Spending Pulse - Money Tracker

Spending Pulse is not a traditional budgeting app. It is a smarter daily money check built around one simple question: Can I spend today without putting tomorrow at risk?
Instead of pushing you into rigid monthly budgets, Spending Pulse gives you a clear daily spending signal based on a fixed 30-day horizon, your real balance, upcoming bills, recurring income, and actual activity.
Open the app and instantly see:
- Remaining today
- Safe to spend today
- Your current status: Safe, Close to limit, At the limit, or Overspent
Spending Pulse is designed to help you make faster, calmer money decisions without digging through spreadsheets or overthinking your budget.
Features:
- Daily spending signal that is easy to understand.
See how much is safe to spend today and whether you are still on track.
- Insights coaching feed.
See how your spending is going each day with rotating status messages, a summary of what moved money today, and a look at what the next few days look like.
- Current streak.
Track how many days in a row you have stayed within your daily safe-to-spend limit, with a separate count for keeping your balance above your safety floor.
- Home Screen and Lock Screen widgets.
Check how much you have left to spend today without opening the app. Choose which balance to track and whether to show the amount left or the percentage left. Tap the widget to jump into Pulse or use the quick add button to record spending faster.
- Fast expense and income tracking.
Record transactions in seconds and keep your financial picture current.
- Recurring bills and recurring income.
Set schedules for upcoming expenses and income, including one-time planned items, and choose auto-pay or manual tracking.
- Upcoming and overdue visibility.
See what is due next so upcoming payments and income never feel hidden.
- Transaction search, filters, and sorting.
Quickly find transactions by category, date range, amount, or type.
- Balance tracking with safety floors.
Manage your current balance, set a minimum cushion, and make decisions with more confidence.
- Flexible categories.
Create and organize expense and income categories that match real life.
- Helpful reminders.
Stay on top of important recurring items with reminder support for upcoming, overdue, and planned-time events.
Spending Pulse Plus unlocks advanced features including a streak calendar with day-by-day history, a recovery trend card that shows how quickly you get back on track after overspending, a safe-to-spend burn rate card comparing today's pace to your 30-day average, extended upcoming bill and income windows for the next 7, 14, and 30 days, and more.
Spending Pulse is built for a calm daily check-in. Open the app, read your signal, and know where you stand in seconds. If you want a budgeting alternative focused on safe-to-spend clarity, Spending Pulse is for you.
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