Monisy

Monisy is the personal finance app that respects your privacy. Track your money, plan your budgets, and reach your savings goals — all without giving any bank, app, or server access to your accounts.

Everything stays on your device. No bank logins. No tracking. No ads.

KEY FEATURES

- Transactions — Log income and expenses in seconds with smart auto-categorization
- Multiple Accounts — Manage cash, debit, credit, and savings accounts in any of 35 currencies
- Transfers — Move money between accounts with full balance validation
- Budgets — Set monthly limits per category and track your progress visually
- Savings Goals — Set targets, contribute over time, and watch your progress grow
- Recurring Transactions — Automate rent, salary, subscriptions, and bills
- Custom Categories — Create your own categories with custom icons
- Custom Labels — Tag transactions across categories for richer organization and filtering (Premium)
- Excel & CSV Import — Bring your existing transactions from any spreadsheet with smart column detection (Premium)
- Financial Dashboard — Get a complete view of your finances with charts, trends, heatmaps, and 14 detailed sections (Premium)
- 4 Home Screen Widgets — Check balances, budgets, and goals without opening the app
- 15 Beautiful Themes — Light, Dark, Aurora, Cherry Blossom, Halloween, and more
- 35 Currencies — Real exchange rates with offline support
- PIN & Biometric Lock — Protect your data with fingerprint or face unlock
- CSV & PDF Export — Export your data anytime
- Cloud Backup — Optional encrypted backup to your private Google account (Premium)
- AI-Powered Features — Auto-categorization, financial insights, spending predictions, and anomaly detection — all running on your device

PRIVACY FIRST

Monisy never connects to your bank. You manually enter your transactions, which means no third party — including us — ever sees your real bank data. All processing happens on your device. No personal data is sold or shared.

MONISY PREMIUM

Unlock the full experience with Monisy Premium:

- Unlimited budgets, goals, and recurring transactions
- Unlimited custom categories
- Custom labels for transactions
- Excel & CSV import
- Financial Dashboard with advanced analytics
- Cloud Backup (manual + automatic)
- All 15 themes unlocked
- Premium support

Available as monthly ($4.99), annual ($29.99), or one-time lifetime purchase ($59.99).

WHO IS MONISY FOR?

- People who want to track their money without giving bank access to apps
- Anyone tired of finance apps full of ads and trackers
- Users who travel or live abroad and need multi-currency support
- Couples and families managing shared expenses
- Students learning to budget
- Anyone migrating from another finance app — just import your spreadsheet
- Professionals who want a clean, beautiful, fast finance tool

NO ADS. NO TRACKING. NO BANK LOGINS.

Just a finance app that works the way it should.

Download Monisy today and take control of your money — your way.

Need help? Contact us at support@monisy.app
Website: https://monisy.app
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/