Cardo: Credit Card Rewards

Stop leaving money on the table. Cardo tells you the best card to use for every purchase, tracks your statement credits so you never
miss one, and shows you exactly how much you're saving — all without linking your bank accounts.

BEST CARD, EVERY TIME
Cardo instantly ranks your best cards for any merchant or spending category based on earning rates, active offers, and your custom
point valuations. Search 888+ merchants or browse categories like Dining, Travel, Groceries, and Gas.
STATEMENT CREDITS TRACKER
Track 300+ statement credits across all your cards — monthly, annual, quarterly, and one-time. Know which credits are available,
pending, or claimed, and get reminders before they expire.
SMARTPAY — BEST CARD ON YOUR LOCK SCREEN
Get automatic card recommendations as you arrive at stores. Live Activities show your best card right on your lock screen.
OFFERS & BONUSES
Browse and track offers across your entire wallet. Filter by card, expiration, or favorites. Never miss an expiring offer with
timely notifications.
ROTATING CATEGORIES
Track quarterly bonus categories for Chase Freedom, Discover it, and more. See activation status, spending progress, and get
reminders to activate.
KNOW YOUR SAVINGS
Cardo calculates your actual savings. See exactly how much more you earned by using the right card — real proof, not estimates.
HOUSEHOLD MODE
Manage cards for your whole family. Label cards by owner — Personal, Partner, Shared, or Business. One Pro subscription covers
everyone.
YOUR WALLET, ORGANIZED
See everything in one place: earning rates, annual fees, welcome bonus progress, transfer partners, and travel benefits. Track
application status and Chase 5/24.
PRIVACY FIRST
No bank linking, no transaction syncing, no security risks. Your financial data stays on your terms.
FREE FEATURES
- Best card recommendations
- Statement credits tracking
- Offer tracking with reminders
- Rotating category tracking
- Wallet management
PRO FEATURES
- Top-3 card rankings with value breakdown
- Push notifications for expiring credits & offers
- SmartPay location-based alerts & Live Activities
- Household mode (up to 6 members)
Cardo Pro: $8.99/month or $49.99/year. Payment charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at
least 24 hours before the current period ends. Manage subscriptions in Settings. Any unused portion of a free trial is forfeited
upon purchase.
Terms of Service: https://www.usecardo.com/terms
Privacy Policy: https://www.usecardo.com/privacy
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/