Wallet Coach: Monthly Budget

Keep your household money the way you'd keep it in a spreadsheet — on your
phone, with reminders.

Wallet Coach opens a page for every month. You list your credit cards, loans,
household bills, insurance, subscriptions and income, then tick each line as it
is paid or arrives. When the month ends, the next one copies itself in a single
tap, with every tick cleared.

THE MONTHLY SHEET
• The blocks are yours: credit cards, loans, home, insurance and savings,
subscriptions, other spending, income. Reorder them, add your own, switch off
the ones you don't keep.
• Every line carries an amount, a credit-card minimum, the day of the month it
falls due, and a tick box.
• Enter a loan's last instalment or the month a commitment expires and the line
shows how long it has left — then stops copying itself once it's done.
• Paying a subscription with a card? Link the line to that card. The amount
stays visible but is never counted twice.
• Every block shows how it moved against last month.

THE PANEL
• What's left at the end of the month, what's paid, what hasn't arrived.
• A ring chart showing where the money goes.
• Six months of income against spending, side by side.
• "Has the income landed?", what's coming due and what's about to end — tick
without leaving the screen.

DUE-DATE CALENDAR
What falls due on which day. Marked days are ringed; late ones turn red.

OWED & OWING
Who owes you and who you owe. Brand and personal accounts, VAT inclusive or
exclusive, whether you've invoiced yet, and partial payments. One tap closes a
line when the money lands.

ASSETS
A flat, a car, gold, currency, funds — you value them yourself. Add what you
paid and see the return four ways: nominal, adjusted for inflation, against
holding dollars, against buying gold. Watching something gain on paper and lose
in real terms is the whole reason the distinction exists.

BACKUP
Automatic to iCloud. Or keep it as a single file and restore it on a new phone.

EXPORT
Take any period out as a PDF report or a spreadsheet.

PRIVATE MODE
Tap the eye and every figure disappears.

TOOLS
Turn a price into working hours, keep a wish list, bring an old amount to
today's money, work out net salary, check a raise, and read up on money.

PRIVACY
No account. Your income, spending and holdings never leave your phone; a backup
goes only to your own iCloud.

WALLET COACH PRO
The first two months are free. Further months, PDF and spreadsheet export,
unlimited assets and accounts, your own blocks and an ad-free app come with Pro.
Reminders, the calendar, backup and private mode are free for everyone.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://berkalparslan.github.io/privacy.html

Available in English, Turkish, German, Spanish, French, Portuguese and Russian.