CardMate: Credit Card Manager

Never miss a payment or pay late fees again. CardMate keeps all your credit cards organized in one private, offline app.

WHAT CARDMATE DOES

- Smart payment reminders before due dates - avoid late fees
- Track spending by actual billing cycle (not just monthly)
- Monitor credit utilization with color-coded health checks
- See outstanding balances from previous cycles
- Visual spending analytics across 10+ categories
- 100% offline - your financial data never leaves your device

STAY ORGANIZED

- Dashboard shows all cards, balances, and upcoming payments
- Needs Attention alerts for cards requiring immediate action
- Track current cycle vs. outstanding from previous cycles
- Log expenses instantly with category icons
- Visual charts reveal spending patterns over 1, 3, 6, or 12 months
- Filter transactions by card, category, date, or billing cycle
- Monitor utilization to maintain a healthy credit score

PRICING

Start FREE with 2 cards - all features included:
- Payment reminders and notifications
- Spending analytics and visual charts
- Billing cycle tracking
- Credit utilization monitoring
- No ads, no data collection

Need more cards? Upgrade to Premium for unlimited cards.

COMPLETELY PRIVATE

- No internet required - works 100% offline
- No account, registration, or personal info needed
- Only stores last 4 digits - never CVV or full card numbers
- Optional password protection for extra security
- No tracking, no analytics, no third-party services
- All data encrypted and stored locally on your device

GET STARTED

Download CardMate today and take control of your credit cards. Start free with 2 cards, upgrade anytime for unlimited cards.

Perfect for anyone who wants to stay on top of payments, understand their spending, and keep their financial data completely private.