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The M-KOPA app helps existing customers finance Samsung and Nokia phones on a Pay-As-You-Go model. Pay to unlock devices, check account balances, and contact M-KOPA. In Kenya, M-KOPA customers can access cash loans via the app. Loan amounts are Ksh 4,000 - 15,000, repayment period is 105 - 282 days, monthly interest rate is 5.6 - 9.1% (annual/APR is 67 - 109%). There are no fees or late penalties.

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