Sovereign: Metals & Net Worth

Sovereign: Metals & Net Worth is a personal-finance tracking app for stackers and FIRE planners.

Track every dollar of your own wealth — physical gold and silver you own, crypto, retirement accounts, brokerage, real estate, businesses — in one private, encrypted app. Sovereign does not sell, broker, or facilitate any transactions. You manually enter (or import) your own holdings, and Sovereign tracks valuations against live spot prices for personal net-worth purposes.

Watch your stacker rank climb from Squire to Immortal as your holdings grow. Run dollar-cost-average analyses on every metal you own. See your projected net worth at age 70 and your path to financial independence.

What makes Sovereign different:

- PERSONAL PORTFOLIO TRACKER — Sovereign is NOT a dealer, broker, or investment service. We never sell, buy, or transact precious metals. Users self-enter their own holdings; the app tracks current value against live spot prices from gold-api.com.

- PRECIOUS-METALS FOCUS — Track ounces, average cost basis, and unrealized P&L for gold, silver, platinum, palladium. Stacker rank from Squire (any holdings) to Immortal (top 0.01%) by metal.

- END-TO-END ENCRYPTED — Your financial data is encrypted client-side with your passphrase before it leaves your device. Even Sovereign's servers store only ciphertext. A 12-word recovery phrase gives you offline access if you forget your passphrase.

- BUILT FOR STACKERS — Dollar-cost-average analysis, gold/silver ratio targets, custom buy/sell scenarios, tax-aware liquidation simulations.

- COMPLETE WEALTH PICTURE — Cash and bank accounts, traditional and Roth IRAs, 401(k)s, brokerage, crypto (BTC, ETH, LTC, XRP), real estate (own home + Arrived/Fundrise platforms), vehicles, jewelry, business ownership — all in one view.

- FIRE PROJECTIONS — Retirement scenarios at conservative, normal, and aggressive growth rates. FI number calculator with custom annual spending. Year-by-year projection tables to your retirement age.

- CSV IMPORT — Drop in your bank or brokerage CSV (Empower, Fidelity, Chase, Schwab, generic). Sovereign auto-maps columns into the right buckets.

- FAMILY & KIDS TRACKING — Track your kids' 529 accounts and family members' net worth without double-counting in your own.

- PRIVATE BY DEFAULT — No third-party trackers. No advertising IDs. No contact-list scraping. We don't sell or share your data, ever.

Sovereign Pro unlocks unlimited cloud-encrypted sync across devices, unlimited net worth history, weekly email digest, CSV/JSON export, and all future features. Lifetime $149 or $9.99/month.

Free forever for: net worth tracking, metals tracking, FIRE projections, demo data exploration, and local-only storage.

IMPORTANT — NOT AFFILIATED: Sovereign: Metals & Net Worth is an independent personal-finance tracking app developed by Keith Kim. We are NOT affiliated with Sovereign Investments (Precious Metals) Limited (the UK gold bullion coin dealer at sovereigninvestments.co.uk) or any other precious-metals dealer, broker, or investment company. The shared word "Sovereign" is a common English term and a category in the precious-metals world (the British Gold Sovereign coin has been minted since 1817).

Sovereign is a personal finance tracking tool, not a financial advisor or investment platform. Information is for planning purposes only.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/