360借条-手机信用贷款小额借钱平台

Qifu IOU (formerly 360 IOU) is a credit technology service brand under Qifu Technology, a licensed institution chosen by over 250 million users.
【Product Features】
1. Mobile loan amount:
The maximum amount after approval is 200,000 yuan;
2. Transparent repayment interest and fees:
Borrow 1,000 yuan in 12 installments, with a daily interest fee starting from 0.12 yuan, and an annualized interest rate (simple interest) starting from 7.2% (subject to review);
3. Flexible repayment methods:
You can flexibly choose different repayment methods according to actual needs (can be divided into 3 installments, 6 installments, 12 installments, and the longest 24 installments are only available to high-quality users);
4. More convenient mobile loan:
The entire loan process is applied online, no collateral required; you can apply using materials such as mobile phone number + identity information; Qifu IOU innovates "face recognition", no need for home visits, no need for paper materials;
5. Safe lending:
A product under Qifu Technology, with advanced network security technology to protect your borrowing;
6. Rules for the new user interest-free gift package:
Activity start date: January 1, 2022
End date: December 31, 2025
Participants: Only new users of Qifu IOU
Details of the offer: Up to 65 yuan of interest-free, enjoy interest-free for the last installment when borrowing for 12 installments
Note: For specific voucher usage rules, please refer to the rules on the specific activity page of the app
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PS:
1. The loan amount, interest rate, and disbursement time are subject to actual review;
2. The preferential activity only waives part of the interest, and the detailed interest-free method is subject to the activity rules in the APP;
3. There are risks in lending, borrowing needs to be cautious; please borrow reasonably according to personal ability, consume rationally, and avoid overdue;
4. There are risks in investment, choose carefully.